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Information on Title Insurance

Real Estate Closing & Title Insurance

Make the purchase of your new home a pleasant experience!

Central Texas Title wants the purchase of your new home or real estate to be satisfying experience. We have experienced ">

 
Information on Title Insurance

Real Estate Closing & Title Insurance

Make the purchase of your new home a pleasant experience!

Central Texas Title wants the purchase of your new home or real estate to be satisfying experience. We have experienced , friendly professionals on our staff in order to make your time with us satisfying and pleasant, from receiving your contract to the signing of documents.

Selecting your real estate agent, loan officer, and real estate attorney is important to the ultimate goal of purchasing that new home or property. Choosing a title company is also an important part of your home/property purchasing experience. When choosing a title company, make it the very best - select CENTRAL TEXAS TITLE!

Here are a few good reasons to choose Central Texas Title:

  1. Fast Processing Time - We expedite all title work so that all title defects are found and can be promptly resolved.
  2. Automation - With continuing education, our people are always learning new ways to help you. We utilize the most sophisticated title company software for the most innovative automation. This automation  helps speed our search and closing process to help make your purchase a timely and satisfying experience.
  3. Flexibility - We realize that you are a busy person, with many obligations, and we try to accommodate your scheduling needs.
   

OWNER'S TITLE INSURANCE

You are buying a home! This is possibly going to be the single largest investment you will make in a lifetime. It is important to feel secure in your purchase. Transferring clear title to your new home is a complicated task with many pitfalls. Through the years the land has changed from owner to owner, consequently many different rights have attached to it over time. It is important you transfer title accurately and free and clear of other rights. This can be done by acquiring Owner's Title Insurance!

Land is permanent and can have many unforeseen title defects due to the changes in ownership over years. Title companies conduct a thorough search for liens, unpaid taxes, restrictions limiting the use of the property, unsatisfied mortgages or judgements, etc...,but searches can sometimes overlook a defect which would result in the title being flawed.

Owner's Title Insurance will insure your real estate for as long as you or your heirs have an interest in the property. It can protect you against some of the following defects:

     

  • abstracting (title search) errors
  • lack of legal access
  • errors in recording documents
  • fraud in connection with execution of documents
  • incorrect legal descriptions
  • wills not properly probated
  • confusion due to similar or identical names
  • conveyances by a minor
  • divorce issues
  • homestead issues

There are many benefits of purchasing an Owner's Title Policy, such as;

     

  • protection of your investment
  • peace of mind
  • you pay only a one time fee for title insurance which is good for as long as you or your heirs own the property
  • if you purchase an Owner's policy simultaneously with a loan policy there is a significant cost savings
  • our Underwriters are some of the largest in the nation

     

Most all mortgage companies require the purchase of a Mortgage Title Policy to protect their interests. Not many owners are in position to assume the financial risks which may arise due to a serious title defect. Protect your interests in what may be your single largest investment by purchasing an Owner's Title Policy!